Brexits effect on Banks in the UK

6FNCE001W Banking Theory and Practice 2019-20

Individual Coursework
To be submitted before 1pm on Thursday, 19th March 2020

The assignment is a case study. The length of the essay is 1000 words (+/- 10%) excluding cover page, table of contents, abstract, references and appendices.

Required:

Conduct a case study on how Brexit and uncertainty of Brexit plan have affected a chosen UK commercial bank so far, in the context of performance and risk level. Your case study needs to include the following elements:
a. Explain the background of the mentioned topic, using appropriate references.
b. Clearly explain the objectives of your case study. This should include the details of which types of performance and risk you choose to study.
c. Collect financial data of your chosen UK commercial bank from a reliable source.
d. Carefully evaluate financial ratios/measures which meet the objectives of the case study.
e. Analysis the financial ratios/measures, with the support of appropriate diagrams.
f. Critically argue whether the bank’s performance and risk were affected by Brexit.
g. Your essay has to include a cover page (with the title of essay, do NOT include your student ID), a list of reference, and the required appendix.
h. The referencing format should be Harvard referencing style.

This essay should be submitted via the module blackboard site. You are expected to understand the university regulation on academic offence. The rules on late submission and plagiarism are applied and fully enforced by the school.

Key Marking Criteria:
(i) Explanation on the topic
(ii) Quality of data collected
(iii) Choice and evaluation of financial ratios/measures for bank analysis
(iv) Analysis of the chosen financial ratios/measures
(v) Validity and insightfulness in discussion and arguments

 
Extra Notes

This Link is for the UK banks that you should chose one from

https://www.bankofengland.co.uk/-/media/boe/files/prudential-regulation/authorisations/which-firms-does-the-pra-regulate/2019/list-of-banks/banks_1219.pdf

It has to be one from the list in the link above.

You should measure data for risk and Performance and risk ratio. Just for one bank. And an old established bank as you will need data from 2014.

You should only write 100 words about Brexit not more.

These should be before June 2016 when Brexit was announced. So, you should analyse from 2014-2016 as the before period. Then from 2016-2019 to analyse the after effect. To see any impact from Brexit. You should analyse any impact on performance and risk.

Performance can be from profitability using ratio using return on equity ratio. And special measurements from net interest margins. And also, the market share of the bank. Credit risk and interest risk also.

SO there has to be two ratios for performance and two ratios for risk they should be used to show the before and the after. And their financial reports can show why they have made a loss for example. And mention the bank name.

DETAILS Important!!
Below

The most important aspect is that there Is to be two financial ratios done one risk and two on performance. These should be from 2014-2019 all using the same dates, so they are more accurate.